Scammers promoted video ads falsely claiming a man named Phil Kessler created a lottery-defeating app or system named Lotto Money AI.
Scammers promoted video ads falsely claiming a man named Phil Kessler created a lottery-defeating app or system named Lotto Money AI.

Online searches for Lotto Money AI app download reviews and the name Phil Kessler are surging in June 2025 as people seek credible information about a supposed artificial-intelligence (AI) system that allegedly helps users win the lottery. Promoted through attention-grabbing video ads on platforms like Facebook, Instagram, TikTok and Yahoo, this product appears to promise the impossible — a surefire way to win lottery jackpots repeatedly, without relying on luck. The official marketing funnel begins on a website called truelucktv.com, or perhaps getlottomoney.com. Truelucktv.com hosts a lengthy, manipulated video presentation designed to mislead viewers into purchasing the $197 Lotto Money AI app.

Despite its flashy claims, Lotto Money AI app is not a legitimate tool for improving one’s chances at winning the lottery. Instead, it’s part of a recurring scam model that exploits deepfake technology, fake testimonials, and false promises — all with the goal of extracting money from unsuspecting people. This article dives deep into the deceptive tactics behind Lotto Money AI, exposes the fabricated persona of Phil Kessler, and explains why no legitimate reviews, endorsements or proof of effectiveness exist. It also addresses consumer concerns tied to common search terms like complaints, BBB, Consumer Reports and Trustpilot.

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The Origins: Social Media Ads Leading to Truelucktv.com

The scam begins with short, flashy video ads — likely powered by AI-generated visuals and voices — on social media platforms. One ad claims to reveal a “secret behind the drawings that lets you win every week without relying on luck.” Another narrator boasts of winning “27 k’s” every 30 days, an awkward phrase that suggests the text was written by someone unfamiliar with natural English speech or was generated by AI.

Clicking these ads sends users to truelucktv.com, a website that displays the warning:
“THIS PRIVATE VIDEO WILL BE BLOCKED on June 09, 2025”
Below that, a misleading teaser reads:
“Mystery revealed? See How a Man Wins 36x Without Counting on Luck!”

This artificial sense of urgency — a common pressure tactic in scam operations — encourages viewers to watch a long video and purchase the product before it’s “gone forever.”


The Fake Phil Kessler Story and Deepfake Deception

The centerpiece of the truelucktv.com page is a long video that falsely claims Oprah Winfrey interviewed a man named Phil Kessler (or sometimes spelled Phill Kessler), who supposedly used Lotto Money AI app to win the lottery 36 times. In reality, the footage is a deepfake — the scammers manipulated real video of Oprah interviewing someone else, possibly a medical expert, and overlaid it with AI-generated voiceovers and altered lip movements to create a fictitious endorsement.

Phil Kessler is not a real lottery winner. A search for lottery records shows no credible evidence that anyone by that name has won the lottery, let alone 36 times. Moreover, the checks featured in the video — supposedly showing Kessler’s winnings — are actually real checks from real lottery winners that scammers digitally altered. A Google Lens reverse image search confirms that the face and name on at least one check were changed from the original recipient, Barry Seguin, to “Phil Kessler.” This doctored photo is passed off as legitimate proof of Kessler’s alleged success.


Misuse of Celebrity Images: Oprah, Trump, Musk, and Others

The scam doesn’t stop at Oprah. The video also references former U.S. President Donald Trump and billionaire Elon Musk, falsely claiming they spoke about Lotto Money AI app or a similar AI product. These statements are not just misleading — they are entirely fabricated. Neither Trump nor Musk has made any public comment endorsing this lottery system. The inclusion of these names serves a single purpose: to lend an air of credibility and authority that the actual product severely lacks.


Marketing Script: False Claims and Pseudo-Science

The sales pitch on truelucktv.com describes a “top US Mathematician” who allegedly developed this AI system after studying 27 repeat lottery winners. The mathematician is never named, other than Phil Kessler, and no verifiable research or statistical data is provided to support this narrative. The text accompanying the video includes vague claims like:

“He took the common elements from 27 repeat winners and used advanced probability theory to truly create something unique.”

This is nothing more than pseudoscience dressed up in buzzwords. There is no known algorithm — AI-based or otherwise — that can consistently beat the randomness of government-run lottery systems. The idea of a “loophole in the lottery draw code” is not just implausible — it’s mathematically absurd.


The Fake Guarantee and $197 Price Tag

After viewers finish watching the manipulated video, the site reveals a purchase option for Lotto Money AI app, priced at $197. It boasts a “60-day money-back guarantee” — another tactic meant to reduce buyer hesitation. But trusting a refund policy from anonymous scammers who use deepfake technology and manipulated news footage is ill-advised. These guarantees often become useless the moment your payment clears, and getting a refund can be nearly impossible.


No Credible Reviews, Just SEO Noise

Searches for Lotto Money AI app reviews or Phil Kessler often yield little to no helpful results, which is exactly why this article exists. People want to know whether this product is legitimate, but instead find vague mentions, copy-pasted fake testimonials or automated review bots attempting to give the product a sense of legitimacy.

Credible review platforms like the BBB, Consumer Reports and Trustpilot have no legitimate, verified reviews of Lotto Money AI app. Any mentions on such platforms — if they appear at all — are likely spam, complaints from defrauded customers, or placeholders with no useful information. A product with no traceable history, verifiable results, or public accountability cannot be trusted.


The Endless Name Game: Rebranding to Evade Exposure

Lotto Money AI app is just the latest iteration in a long line of similarly marketed scams. Previous versions include names like Lotto Champ, Lotto SMS, LottoCash AI, Lotto Genius, Lottery Defeater, and others. Each name runs its course until enough people search for reviews and discover the fraud, at which point the scammers rebrand and relaunch under a new identity. This tactic allows them to stay one step ahead of articles like this one and continue targeting new victims.

The product, the pitch, and the price remain largely the same — only the branding changes. This pattern further reinforces the scam’s true intent: to make money quickly and anonymously before disappearing or rebranding again.


The Psychological Hooks: Urgency, Greed, and Desperation

Scams like Lotto Money AI app exploit three major psychological triggers:

  1. Urgency – “This video will be blocked on June 09, 2025.”
  2. Greed – “Win every week without relying on luck.”
  3. Desperation – “Finally secure your retirement… give the best to your children and even grandchildren.”

By promising fast, easy, and legal ways to make life-changing money, the scammers tap into people’s emotional vulnerabilities — especially those who may be facing financial hardship. But the truth is, these hooks are red flags that experienced fraud watchers recognize immediately.


The Bottom Line: Lotto Money AI App is a Scam

There is no such thing as a guaranteed way to win the lottery, and no AI — no matter how advanced — can change the fundamental randomness of lottery draws. Phil Kessler is a fictional character, fabricated with deepfake technology and digital photo manipulation. The videos on truelucktv.com are fraudulent, the images are doctored, and the endorsements are completely fake.

Lotto Money AI app reviews will likely remain hard to find for the simple reason that there is nothing legitimate to review. What does exist is a complex scam operation that uses evolving tactics to sell false hope for $197 a pop.

Anyone considering buying Lotto Money AI app should ask themselves a simple question: If a real tool existed that could beat the lottery, why would its creators sell it to strangers on the internet instead of quietly cashing in themselves? The answer exposes the truth — this is not about helping people win. It’s about tricking people into handing over their money.


If you or someone you know has been affected by Lotto Money AI app or a similar scheme, consider reporting the incident to your local consumer protection agency or financial fraud hotline. Awareness is the most powerful weapon against these types of scams — share this article and help others avoid being manipulated by empty promises and digital smoke-and-mirrors.

Editor’s Note: I utilized ChatGPT to help write this article. However, ChatGPT used the transcript from a well-researched YouTube video I created about this subject, meaning hard work went into the creation of this scam-busting effort. Scammers use AI to scam people. It’s time we use AI to bust their scams.

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